Real Estate LoansReal Estate Loans

First Federal has been in the lending business for over 60 years. We know that each customer’s financial goals are different, which is why our loan products are tailored to meet our customer’s needs. Whether you are buying your first home or a second home, building your dream home or just planning a vacation, come to First Federal.

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  • Purchases, Refinance or Home Improvement
  • Construction & Permanent Financing
  • Loans for primary residences, second homes, rental property or lots
  • Fixed or variable rates
  • Competitive rates & low closing costs
  • Various terms available
  • Monthly payment options                                                                   
  • Quick, local decisions

First Federal participates in the following loan programs:

  • Conventional
  • FHA
  • VA
  • USDA Rural Housing
  • First Time Homebuyers                                                                                                                   
  • Affordable Housing Programs
  • State & Parish Bond Programs – as available
  • Down payment/closing costs assistance programs – as available

The Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (S.A.F.E. Act), which was created to enhance consumer protection, requires Mortgage Loan Originators to be registered with the Nationwide Mortgage Licensing System & Registry (NMLS), obtain a unique identifier, and maintain this registration. Please click here for a list of First Federal Bank mortgage loan originators and their NMLS registry ID number.